
Jio Data Loan lets prepaid users borrow up to 1GB of 4G data when they run out. It’s perfect for emergency use and valid for 1 day. You can activate it via jio data loan number USSD code *191#
, dial 1299
, or use the MyJio app. Repayment happens automatically on your next recharge.
What Is Jio Data Loan?
Jio Data Loan is an emergency feature for Jio prepaid users that allows them to borrow data when they run out of their daily or plan quota. You typically get 1GB of high-speed 4G data valid for 1 day. Once granted, the loan is automatically deducted during your next recharge.
This service is particularly helpful when you’re out of data but still need to access the internet — whether it’s for watching videos, sending emails, or browsing social media.
How to Get Jio Data Loan for 1 Day
You can avail of the Jio data loan through multiple methods. Here’s how:
Method 1: Using USSD Code
- Dial
*191#
from your Jio number. - Select the Emergency Data Loan option.
- Follow the prompts to activate the 1GB loan.
Method 2: Via MyJio App
- Open the MyJio app.
- Log in with your Jio number.
- Tap on “Emergency Data Loan” or “Get Extra Data.”
- Click Activate Now to confirm.
Method 3: Dial 1299
- Call 1299 from your Jio SIM.
- Follow the IVR instructions to borrow 2GB of data (₹25 charge applies).
- The data is credited immediately.
How to Repay Jio Data Loan
Repayment is automatic and seamless:
- The loan amount (₹15–₹25) is deducted from your next Jio recharge.
- Ensure you recharge with enough balance to cover the repayment.
- You must repay old loans to get access again.
Important Details You Should Know
Feature | Details |
---|---|
Loan Amount | 1GB (via USSD) or 2GB (via 1299) |
Validity | 1 day or as per base plan |
Maximum Loans | Up to 5 times |
Repayment | Deducted during next recharge |
Eligibility | Prepaid users with active plans |
Cost | ₹15–₹25 per data loan |
What You Can’t Do
- No Missed Call Service: There is no official Jio data loan number via missed call.
- No SMS Activation: You can’t request a data loan via SMS.
- Postpaid Not Eligible: Only prepaid users can avail this feature.
How to Check Jio Data Loan Eligibility
You can check if you’re eligible by:
- Opening the MyJio App.
- Going to the “Emergency Data Loan” section.
- The app will indicate if you’re eligible.
Can I Get a Jio Data Loan Without the App?
Yes! If you don’t have the app:
- Call 1800 891 9999 and ask for a manual data loan.
- Use the USSD code
*191#
or dial 1299.
Highlights of Jio Emergency Data Loan
- No Extra Charges beyond the voucher amount.
- Up to 5 data loans allowed before clearing dues.
- Instant activation and no delay in usage.
- Affordable and useful during internet blackout.
Top FAQs About Jio Data Loan
You can avail of the loan up to 5 times, after which you must repay all dues to continue.
Each 1GB loan costs between ₹15 and ₹25, depending on the method and your region.
You won’t be eligible for further data loans until the pending dues are cleared.
Yes, the service is active as of 2025, but features may vary regionally.
No, currently only prepaid users can use the emergency data loan facility.
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